Selling your home via a brief sale can be a viable choice if you’re a homeowner facing foreclosure. However, navigating the brief sale process can be somewhat challenging and frustrating without the proper advice. Professionals such as real estate agents are available to assist sellers in attaining a successful short Read More
What Documentation Do I Need to Provide for an FHA Loan?
The Federal Housing Administration, or FHA, has the main responsibility for administering the authorities 's house loan insurance program. Essentially, when you take an FHA-insured loan, the federal government promises to repay the mortgage lender in the event you default on your loan. FHA loans make it possible for buyers Read More
Why Do Homes Go Into Foreclosure?
The cause of foreclosure is simple: so the lender forecloses, taking the home as a penalty for 29, A homeowner falls behind on his mortgage payments. With foreclosure rates high, agencies and individuals —for example, the U.S. Department of Housing and Urban Development—happen to be appearing deeper, trying to discover Read More
What Kinds of Properties Are Qualified for a Reverse Mortgage?
Reverse mortgages may provide senior citizens with immediate money. Such loans are usually issued through the Federal Housing Authority, or FHA, and are readily available to homeowners age 62 and up. Reverse loans allow a homeowner to have a loan out against the value of their home not insured by Read More
Throw a Calm, Happy Children' Halloween Party — 5 Tips From a Mother
Halloween is my family’s favorite holiday. We love celebrating it to the fullest, and that usually means throwing an annual house party. Every year since my kids were born, we have hosted some thing for them to commemorate the event. Initially it was a silent dinner with the grandparents. Then Read More
8 Must-Have Tools for Fall Yard Prep
Fall is in full force here on the northern Pacific coast. All of this wind and rain have me bunkered down indoors and dreading the work that is waiting for me after the storm clears. Fortunately, there’s a ton of helpful tools to handle everything that autumn can muster. The Read More
A Savvy Shopper's Keys to Sales
Ever see how candies is ridiculously cheap daily after Easter or Halloween? That is because retailers are working to unload the unsold inventory as fast as possible. Take that concept and apply it to things like markets, electronics and home furnishings, and you will not ever want to purchase full Read More
7 Kitchen Flooring Materials to Boost Your Cooking Comfort
I love the appearance of polished concrete flooring in kitchens, but concrete — along with other nonresilient floor surfaces, like stone, ceramic and porcelain tile — may take a toll on your joints. I have heard complaints from a number of homeowners that regret putting in a difficult flooring material Read More
The Way to Read a Nail
Nails have been around forever, but it is only over the last century or so that the mass-produced nail has come to be an inexpensive and common means to combine materials. It’s a simple concept: wedge a sharp piece of metal into wood. As the wood fibers expand back the Read More