Remodeling a Family Room

Family rooms are practical and welcoming regions of the home. Since they serve as entertainment rooms, the atmosphere must not only be conducive to fun but also allow family members and guests enough space to take part in actions. As numerous homes have limited space, the furniture and decorative items Read More

What's the Equal Credit Opportunity Act?

The Equal Credit Opportunity Act (ECOA) gives users protection against discriminatory lending practices. ECOA was enacted into legislation in the USA in 1974 and applies to any individual or entity that regularly participates in credit decisions as part of normal business. Lenders who violate the provisions of ECOA can be Read More

Homeowners Insurance Buyers Guide

Homeowners insurance serves two functions: It reimburses you for damage to your home, and it covers your liability if, as an example, someone trips on your garden hose and breaks his leg. Your mortgage lender will require you take out a minimum amount of insurance to protect its investment in Read More

The Sale Process for Sellers

Selling your home via a brief sale can be a viable choice if you’re a homeowner facing foreclosure. However, navigating the brief sale process can be somewhat challenging and frustrating without the proper advice. Professionals such as real estate agents are available to assist sellers in attaining a successful short Read More

Why Do Homes Go Into Foreclosure?

The cause of foreclosure is simple: so the lender forecloses, taking the home as a penalty for 29, A homeowner falls behind on his mortgage payments. With foreclosure rates high, agencies and individuals —for example, the U.S. Department of Housing and Urban Development—happen to be appearing deeper, trying to discover Read More